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Serving Rutherford County, TN and Surrounding Areas

Since 2001

Money When You Need It!

We Offer Secured Installment Loans
$500 - $5,000

Locally Owned & Family Operated

Hours:

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We Are Here to Assist You With Your Financial Needs

Our team has over 60 years of combined experience in consumer lending, and we understand that every customer’s financial situation is unique. When life happens, good or bad, we are here for you. We specialize in helping those who have had a prior bankruptcy or credit problems in the past and cannot qualify for a traditional bank loan, and we welcome the opportunity to help you with your financial needs.


Rutherford Credit is locally owned and family-operated and is proud to have been serving Rutherford County and our surrounding communities since 2001. We have built many relationships over those years that have become like family to us, and we are looking forward to making many more. We take pride in providing the best customer service around, and we are here for you when you need us. Contact us today to learn more about our lending solutions or to get started with your loan application.

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Why Choose Us

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Family-Owned & Operated

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Loans Quick, Easy & Confidential   

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Customized Payments To Fit Your Budget

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No Prepayment Penalties

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No Credit Scoring

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 We Report to the Credit Bureau (Equifax) Monthly

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Auto Repair and Expenses

Your vehicle breaking down can throw your entire life off balance, especially when you depend on it for work, family obligations, or daily errands. Our auto repair and expense loans provide quick access to funds for mechanical repairs, new tires, brake work, or any other automotive needs that cannot wait.

Holiday Loans

The holiday season should be about making memories with loved ones, not stressing over how to afford gifts, travel, and celebrations. Our holiday loans give you the financial breathing room to create special moments without the anxiety of overspending or starting the new year buried in credit card debt.

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Home Improvement Loans

Whether you are updating a kitchen, repairing a roof, adding a deck, or tackling necessary maintenance, home improvements require upfront investment. Our home improvement loans help you enhance your living space and protect your property’s value without waiting years to save.

Loan Consolidation

Juggling multiple payments to different creditors each month creates unnecessary stress and makes it harder to track your financial progress. Our loan consolidation options allow you to combine various debts into a single, manageable payment with one clear payoff date.

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Medical and Dental Loans

Healthcare expenses do not come with convenient timing or payment plans that fit every budget. When you are facing necessary medical procedures, dental work, or ongoing treatments, our medical and dental loans ensure you can prioritize your health without any compromise while staying on track financially.

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Pay Off Title or Flex Loans

High-interest title loans and flex loans can trap borrowers in cycles of debt that seem impossible to escape. If you are stuck making payments that barely touch the principal while interest piles up, refinancing with Rutherford Credit can provide relief.

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Personal Loans

Sometimes you need funds for situations that don't fit into neat categories—family emergencies, moving expenses, pet care, legal fees, or bridging a temporary income gap. Our personal loans offer the flexibility to address whatever life throws your way.

Rebuild Credit

Past financial challenges do not have to define your future. If you are working to rebuild your credit score after setbacks, responsibly managing a loan from Rutherford Credit can demonstrate positive payment history to credit bureaus. We look at your current situation and ability to repay rather than solely focusing on past credit issues.

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Vacation Loans

Everyone deserves time to recharge, explore new places, and create lasting memories with family and friends. Our vacation loans make it possible to book that trip you have been dreaming about without draining your emergency fund or sacrificing other financial priorities.

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Earn $125 for Every Referral

Know someone who needs a personal loan? Send them our way and get paid $125 when their loan closes. It is that simple—help a friend and earn cash for every successful referral.

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Earn $125 for Every Referral

Know someone who needs a personal loan? Send them our way and get paid $125 when their loan closes. It is that simple—help a friend and earn cash for every successful referral.

Start referring today!

Not valid with any other offers or promotions. Restrictions apply.

Must mention this coupon at the time of scheduling.

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Here is what our satisfied customers are saying...

At Rutherford Credit, we take pride in providing exceptional loan services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Rutherford Credit and let others know what you think.